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Low fixed rates

Up to 30-year FULL AMORTIZATION (No balloons or calls)

5 Years Interest Only

No replacement reserve impounds collected- you control when you make the repairs and what you repair

Nationwide Lending

Dedicated KC Capital TEAM has the experience to overcome the most challenging obstacles and close your loan

The best CUSTOMER SERVICE and support in the industry, and we can prove it! Just listen to these satisfied customers: Click Here

Office Property Loans $500,000 And Up

KC Capital provides comprehensive lending programs for office properties. Since 1995, we have provided the most competitive loan rates and terms. KC Capital's rigorous prequalification process, aggressive underwriting and 97% closing ratio will prove to be the successful and profitable choice for your loan.

Recommended Loan Programs

Non-recourse Portfolio ($750k and up – no max.)
This portfolio (bank style) loan is a great alternative to traditional conduit or CMBS financing.  Short term property holders will find the low prepayment penalties very attractive (as low as 2% in year one and 1% in year two).  Looking to reposition a property?  We can provide earn-outs to increase your loan dollars as your property generates more cash flow.   Combine this with low interest rates and 30-year amortizations make this program a great option for your next multifamily and commercial loan. 

Highlights:
- up to 80% LTV available
- 1.10x min. DSCR
- non-recourse
- low declining pre-payment penalties
- loan term up to 15 years with up to 30-year amortization
- no replacement reserve impounds
- 90-day rate locks available
- loan flexibility – including loan earn-outs are available