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Low fixed rates

Up to 30-year FULL AMORTIZATION (No balloons or calls)

5 Years Interest Only

No replacement reserve impounds collected- you control when you make the repairs and what you repair

Nationwide Lending

Dedicated KC Capital TEAM has the experience to overcome the most challenging obstacles and close your loan

The best CUSTOMER SERVICE and support in the industry, and we can prove it! Just listen to these satisfied customers: Click Here

Mobile Home Park Loans $500,000 and Up

KC Capital provides superior lending programs for mobile home parks.KC Capital's rigorous prequalification process, aggressive underwriting and 97% closing ratio will prove to be the successful and profitable choice for client's loan.

We only collateralize the real estate and site improvements. We cannot lend on the value or income from park owned mobile homes.

Platinum ($500k - $5M)
Our Platinum loan program has been offered by KC Capital since 1997, when KC Capital became the leader in providing financing for mid and smaller sized apartment properties.  Since 1997, the program has evolved and several enhancements have been made to this program to maintain KC Capital as the leader in the industry.  For example, we now are able to offer the program in nearly every market (large and small) NATIONWIDE on apartments AND mobile home park properties.  Our loan fees have actually decreased and we supplement the actual cost of the appraisal in order to provide you with one very low flat fee for all of the third party reports.  This, plus our high loan-to-value, very aggressive underwriting and low interest rates make this program a banner loan program for KC Capital. 

Just listen to how our Platinum program recently closed this apartment loan! Click Here

Highlights:
- up to 85% LTV for purchase, cash-out or rate/term refinance
- 1.20x min DSCR (1.07x with structured financing)
- property in “good” condition or better
- 60-day rate lock available
- very low fees versus other MHP loan programs
- interest-only available
- 30-year amortization with rates fixed from 3 to 10 years
- aggressive and simplified portfolio-style underwriting

CMBS ($1M and up – no max.)
Conduit or CMBS lending has never been so aggressive!  Low interest rate spreads combined with interest only options, rate lock options, low DSCR requirements and loan fee caps make this loan a great option for experienced apartment and commercial investors that require a CMBS loan.   KC Capital has offered CMBS loans since 1995, and through our steadfast relationships with the top Wall Street conduits, we can ensure you will receive the most aggressive rates and terms for your next CMBS deal.

Highlights:
- up to 80% LTV available (90% with structured financing)
- 1.15x min. DSCR (1.05x with structured financing)
- non-recourse
- loan terms from 5 to 20 years and up to 30 year amortization
- defeasance or yield maintenance options available
- up to 10 years interest-only available
- very flexible and aggressive CMBS underwriting